Aside from using them for mobile-money transfer, using USSD codes to check bank account balance on phone is another wonderful use of USSD codes in the banking system. When you know the code for checking your bank account balance, you wouldn’t have to go queue at the bank or ATM whenever you want to check your balance.
To that effect, this post presents to you a comprehensive list of the USSD codes to check bank account balance. Just scroll through to your bank’s code or use the table of contents to skip to that of your bank.
Contents
Access Bank: USSD Code to Check Access Bank Account Balance on Phone
To check Access Bank account balance on your phone, dial *901*5#, then enter the last 4 digits of your BVN, and your account balance will be staring at you.
You can also check your Access Bank account balance via SMS; to do that, open your SMS app and compose a message as follow: BAL(Space)Account Number (e.g. BAL 0024095678). Then send the message to 08160000612, and wait for your account balance to be sent to you.
N.B: Checking Access Bank account balance via SMS costs NGN5.
Diamond Bank: USSD Code to Check Diamond Bank Account Balance on Phone
To check Diamond Bank account balance, you must have a Diamond Yello Account. The Diamond Yellow Account is an initiative resulting from the collaboration of MTN and Diamond Bank; it allows MTN subscribers to run a Diamond Bank account from their phone using USSD codes.
If you already got a Diamond Yellow Account, dial *710*556*Your PIN# to check your Diamond Bank account balance.
An alternative way for checking Diamond Bank account balance on a mobile phone is through the use of your ATM card. To do this, dial 0700-300-0000, then press 1 (when you see the account balance option), then supply the 16-digit number on your ATM card and then add the # key. You will then be asked to enter your 4-digit self-service code, which has earlier been sent to you during registration.
Change the code to your preferred 4-digit PIN, and after that, you will see your Diamond Bank account balance.
EcoBank: USSD Code to Check EcoBank Account Balance on Phone
To check your EcoBank account balance on a mobile phone, dial *326*0# on the phone number linked to your account.
FCMB: USSD Code to Check FCMB Account Balance on Phone
Like some of the other banks, checking FCMB account balance on mobile phone only requires dial a straight USSD code; just dial *322*214*0# on the phone number linked to your account and your FCMB account balance will be displayed.
Fidelity Bank: USSD Code to Check Fidelity Bank Account Balance on Phone
To check Fidelity Bank account balance on a mobile phone, dial *894*00# on the phone number linked to your account and your balance will pop up.
GTBank: USSD Code to Check GTBank Account Balance on Phone
Before you can use USSD code to check your GTB account, you must have earlier registered for the GTB Mobile Banking through USSD. To do the registration, dial *737# on your phone to get started.
After the registration (or if you have already done the registration), dial *737*6*1# and then follow the on-screen command to check your GTBank account balance.
Heritage Bank: USSD Code to Check Heritage Bank Account Balance on Phone
To check Heritage Bank account balance on your phone, dial *322*030#, and follow the on-screen command till you see the Balance menu, which will display your account balance.
Keystone Bank: USSD Code to Check Keystone Bank Account Balance on Phone
To check Keystone Bank account balance on MTN, Airtel and 9Mobile, dial *322*082#. As for Glo, dial *085*082#. After dialing the code, follow the on-screen command to register, enter your account number, choose a 4-digit PIN, and confirm the PIN.
After the confirmation, follow the other on-screen commands to check your Keystone Bank account balance.
Skye Bank: USSD Code to Check Skye Bank Account Balance on Phone
To check Skye Bank account balance on your phone, dial *833#, and follow the on-screen command. The phone number on which you dial the code must have already been linked to the account number.
Stanbic IBTC: USSD Code to Check Stanbic IBTC Bank Account Balance on Phone
To check Stanbic IBTC Bank account balance on your phone, dial *909#, and follow the on-screen command till you see the Balance menu, which will display your account balance.
Sterling Bank: USSD Code to Check Sterling Bank Account Balance on Phone
To check Sterling Bank account balance on your mobile phone, dial *822*6*Account Number#. Replace Account Number in the USSD code with your Sterling Bank account number. The phone number on which you dial the code must have been registered and linked with the account number.
UBA: USSD Code to Check UBA Account Balance on Phone
To check UBA account balance on your phone, dial *919*00#, then supply your 4-digit PIN and your balance will be displayed. The phone number on which you dial the code must have already been linked to the account number.
Union Bank: USSD Code to Check Union Bank Account Balance on Phone
The first thing you have to do before you can check your Union Bank account balance is to register for the operation by dialling *389*032#. After the registration, open your SMS app and text BAL to 20123 and wait for your account balance to be sent to you.
Unity Bank: USSD Code to Check Unity Bank Account Balance on Phone
To check Unity Bank account balance on your phone, dial *389*215#, then supply your 4-digit PIN and your balance will be displayed. The phone number on which you dial the code must have already been linked to the account number.
Wema Bank: USSD Code to Check Wema Bank Account Balance on Phone
To check Wema Bank account balance on a mobile phone, dial *945*0# on the phone number linked to the Wema account and your balance will be sent to you.
Zenith Bank: USSD Code to Check Zenith Bank Account Balance on Phone
To check Zenith Bank account balance on your phone, dial *966*00#, and follow the on-screen command till you see the Balance menu, which will display your account balance.
That’s all the USSD codes for checking bank account balance on a mobile phone. If you have any problem with any of the codes, drop it in the comment.
Leave a Reply